How do I choose Medicare coverage with diabetes?
I explain how to compare Medicare coverage around your diabetes care, what can change the recommendation, and why your medicines and doctors come first.
Does Medicare cover dental, vision and hearing?
Original Medicare generally excludes routine dental care, with limited medical exceptions. Vision and hearing also require a closer look at the service and your coverage.
Can you get Medicare under 65 through disability?
You can qualify for Medicare before 65 through disability, but your benefit status, Medicare start date, and ongoing care determine what to do next.
Can I contribute to an HSA on Medicare?
You cannot contribute for months you have Medicare, but you can use existing HSA money. A retroactive Part A start can change when contributions need to stop.
When does Medicare Part A cover a hospital stay?
Part A generally covers qualifying inpatient hospital care, but an overnight stay does not automatically make you an inpatient. Your hospital status matters.
Does Medicare have an out-of-pocket maximum?
Original Medicare has no annual out-of-pocket maximum for covered medical care. A Medicare Advantage plan has a limit, but that limit does not include every expense.
Can I switch Medicare plans, and when am I allowed to?
You may be able to switch Medicare plans, but the timing and consequences depend on what you have now and what you want to change.
When does your income raise your Medicare premium through IRMAA?
Higher income can add charges to your Medicare premiums. I explain which income counts, when an adjustment may be possible, and why changing plans does not remove IRMAA.
What is my Medicare enrollment deadline?
Your Medicare deadline depends on whether you are starting coverage, leaving work coverage or changing plans. I explain what to check before you enroll or wait.
Does Medicare cover dental, vision and hearing?
Original Medicare generally excludes routine dental care. Vision and hearing have gaps, too. I explain what may be covered and how to compare your options.