Clear Medicare Guidance, Wherever You Live

Guardian Health & Wealth: Your Trusted Guide to Medicare

Navigating Medicare can feel overwhelming, but at Guardian Health & Wealth, we make it simple. Our team provides personalized Medicare advice so you can understand your options and pick the plan that fits your health and lifestyle.

Meet Michael Smith

Licensed insurance broker. Founder of Guardian Health & Wealth. Author of 64+: Your Ultimate Guide to Medicare & Retirement Planning. For 15 years I've helped people make sense of their coverage — because turning 65 shouldn't feel like homework you can fail.

✔  Based in Bowling Green, Kentucky; helping clients nationwide by phone and video
✔  Contracted with all the major carriers — not tied to one individual company
✔  A conversation, not a pitch — if staying put is your best move, I'll say so
✔  Help costs you nothing extra — commissions are built into plan pricing either way

More about Michael →

Talk it through

A free one-on-one consultation about your doctors, prescriptions, and timeline. Ten minutes usually answers the big question.

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Read the book

Get the complete digital edition of 64+ — the published guide to every decision coming at 65 — free.

Get the book

Browse plans yourself

Search and compare the plans available at your zip code — the same data we use, with online enrollment if you find your fit.

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Make Informed Medicare Decisions with Ease

We break down every part of Medicare in plain language. Compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plans (Part D) all in one place. No jargon, no confusion, just clear information to help you make the right choice.

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Medicare Advantage (Part C) Plans

Medicare Advantage combines hospital, medical, and often prescription coverage in a single plan. Some plans may also offer extras like dental, vision, or hearing benefits. Our advisors help you see which options best match your needs.

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Medicare Supplement (Medigap) Plans

Medicare Supplement plans help cover costs that Original Medicare does not, like copays and coinsurance. These plans give you more flexibility and let you visit any provider who accepts Medicare.

Prescription Drug Plans (Part D)

Part D drug plans lower your prescription costs and include many recommended medicines and vaccines. We help you compare plans from top carriers to find the one that works for you.

About Guardian Health & Wealth

Reach out to our licensed agents for tailored Medicare solutions that fit your unique needs. At Guardian Health & Wealth, we prioritize your health and financial security. Let us guide you through your options with clarity and confidence. Secure your future now!

Local Experts in Medicare Insurance Brokerage

At Guardian Health & Wealth, we are dedicated to helping seniors understand Medicare with confidence. Our licensed team provides clear guidance and support so you can compare Medicare plans from top carriers and make informed decisions.

  • Friendly, licensed Medicare specialists
  • Clear, step-by-step guidance
  • Free, no-obligation Medicare support
  • Local expertise with national resources

64+: I Wrote the Book on Medicare

Not a pamphlet — a published book. 64+: Your Ultimate Guide to Medicare & Retirement Planning walks you through every decision coming at 65: enrollment windows and their lifetime penalties, Advantage vs. supplement, drug coverage, working past 65, and how it all fits your retirement. Get the complete digital edition free.

Featured Medicare Resources

Our expert Medicare resources provide answers to common questions and help you navigate your options:

What Clients Say

Helping Medicare clients nationwide by phone and video. Find us on Google.