Navigating Medicare can feel overwhelming, but at Guardian Health & Wealth, we make it simple. Our team provides personalized Medicare advice so you can understand your options and pick the plan that fits your health and lifestyle.

Licensed insurance broker. Founder of Guardian Health & Wealth. Author of 64+: Your Ultimate Guide to Medicare & Retirement Planning. For 15 years I've helped people make sense of their coverage — because turning 65 shouldn't feel like homework you can fail.
✔ Based in Bowling Green, Kentucky; helping clients nationwide by phone and video
✔ Contracted with all the major carriers — not tied to one individual company
✔ A conversation, not a pitch — if staying put is your best move, I'll say so
✔ Help costs you nothing extra — commissions are built into plan pricing either way
A free one-on-one consultation about your doctors, prescriptions, and timeline. Ten minutes usually answers the big question.
Schedule a callGet the complete digital edition of 64+ — the published guide to every decision coming at 65 — free.
Get the bookSearch and compare the plans available at your zip code — the same data we use, with online enrollment if you find your fit.
Search plansWe break down every part of Medicare in plain language. Compare Medicare Advantage, Medicare Supplement, and Prescription Drug Plans (Part D) all in one place. No jargon, no confusion, just clear information to help you make the right choice.

Medicare Advantage combines hospital, medical, and often prescription coverage in a single plan. Some plans may also offer extras like dental, vision, or hearing benefits. Our advisors help you see which options best match your needs.

Medicare Supplement plans help cover costs that Original Medicare does not, like copays and coinsurance. These plans give you more flexibility and let you visit any provider who accepts Medicare.

Part D drug plans lower your prescription costs and include many recommended medicines and vaccines. We help you compare plans from top carriers to find the one that works for you.
Reach out to our licensed agents for tailored Medicare solutions that fit your unique needs. At Guardian Health & Wealth, we prioritize your health and financial security. Let us guide you through your options with clarity and confidence. Secure your future now!

At Guardian Health & Wealth, we are dedicated to helping seniors understand Medicare with confidence. Our licensed team provides clear guidance and support so you can compare Medicare plans from top carriers and make informed decisions.

Not a pamphlet — a published book. 64+: Your Ultimate Guide to Medicare & Retirement Planning walks you through every decision coming at 65: enrollment windows and their lifetime penalties, Advantage vs. supplement, drug coverage, working past 65, and how it all fits your retirement. Get the complete digital edition free.
Our expert Medicare resources provide answers to common questions and help you navigate your options:

EXCELLENT Based on 15 reviews Posted on Google Christine LemonsTrustindex verifies that the original source of the review is Google. This company went above and beyond to help me navigate the Medicare enrollment process. Michael was so patient with all of my questions.Posted on Google Loretta MarieTrustindex verifies that the original source of the review is Google. Had a great experience with this agency. Always looking out for my best interest. Very patient with all my confusion and questions. Highly recommend this agency.Posted on Google Lisa ShafeTrustindex verifies that the original source of the review is Google. Micheal has been extremely helpful and patient. Whenever I have questions, all I need to do is pick up the phone. Thank you.Posted on Google Christine MikesellTrustindex verifies that the original source of the review is Google. The people at Guardian are awesome. They are very caring and very helpful. I don't really know much about health insurance. But if ever I have a question or concern, I just have to get in touch with them and everything is explained until i understand. Can't go wrong with Guardian.Posted on Google Candy PottsTrustindex verifies that the original source of the review is Google. He was very polite and knowledgeablePosted on Google YvetteTrustindex verifies that the original source of the review is Google. Michael is the best!! Great webinar, follows through, one on one meeting set up and completed. He is very easy to talk to and understand. You will be happy working with him and his team.Posted on Google Beverly GillumTrustindex verifies that the original source of the review is Google. Michael Smith has been such a big help for my husband and myself and helping us find the best plan that works with our insurance needs. He is very knowledgeable and always willing to assist with any questions or concerns I have had. Michael has always gone over and beyond. We look forward to working with you.Posted on Google Rob EspyTrustindex verifies that the original source of the review is Google. I had a great experience working with Michael Smith. He was very knowledgeable, patient, and got me exactly what I was looking for and more!Verified by TrustindexTrustindex verified badge is the Universal Symbol of Trust. Only the greatest companies can get the verified badge who has a review score above 4.5, based on customer reviews over the past 12 months. Read more
Helping Medicare clients nationwide by phone and video. Find us on Google.
Real questions from real calls — and the reasoning behind the answers.