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Category: Medicare Questions Answered

Plain-English answers to the Medicare questions people actually ask. All articlesState & County Guides

Is my Medicare premium deducted from Social Security?

Illustrated guide: Is my Medicare premium deducted from Social Security?

Your Part B premium generally comes out of Social Security if you receive benefits, but other Medicare coverage may have separate bills.

How does Medicare Advantage prior authorization work?

Illustrated guide: How does Medicare Advantage prior authorization work?

Prior authorization means a Medicare Advantage plan reviews certain care before you receive it. Here is how I would sort out a delay, a denial, and your next step.

Does Medicare cover dental, vision and hearing?

Illustrated guide: Does Medicare cover dental, vision and hearing?

Original Medicare generally excludes routine dental care, but limited medical exceptions and different coverage options make the details worth checking.

Is my doctor in the network with Medicare?

Illustrated guide: Is my doctor in the network with Medicare?

Keeping your doctor depends on your coverage, the doctor’s participation, and where you receive care. Here is what I would check before you choose.

Does Medicare cover dental, vision and hearing?

Illustrated guide: Does Medicare cover dental, vision and hearing?

Medicare generally does not cover routine dental care. I explain the exceptions, how vision and hearing differ, and what to check before choosing coverage.

What happens to Medicare if I move to another state?

Illustrated guide: What happens to Medicare if I move to another state?

Medicare itself can follow you to another state, but a Medicare Advantage plan or a Part D plan may need to change, and a Supplement deserves a separate review.

Should I choose a Medicare give back or a Supplement?

Illustrated guide: Should I choose a Medicare give back or a Supplement?

A Part B give-back can reduce a monthly expense, while a Supplement helps with certain costs of covered care. I explain how to compare the two approaches.

How do I choose a Medicare Part D drug plan that covers my medicines?

Illustrated guide: How do I choose a Medicare Part D drug plan that covers my medicines?

I explain how to check your medicines, pharmacy and coverage rules before choosing a Part D plan, and when paying more may not make sense.

Does Medicare cover dental, vision and hearing?

Illustrated guide: Does Medicare cover dental, vision and hearing?

Medicare generally excludes routine dental care. I explain how dental, vision and hearing coverage differ, what to check, and when extra benefits should change your decision.

What do Medicare star ratings mean for your plan choice?

Illustrated guide: What do Medicare star ratings mean for your plan choice?

Medicare star ratings summarize measured plan quality, but your doctors, prescriptions, costs, and coverage rules still need a separate check.

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© 2026 Guardian Health & Wealth. All rights reserved. We do not offer every plan available in your area. Currently we represent organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048, available 24/7), or your local State Health Insurance Program (SHIP) to get information on all of your options. Guardian Health & Wealth is an independent national Medicare insurance brokerage working with multiple carriers; the information we provide reflects only the plans available through us in your area. Guardian Health & Wealth is not connected with or endorsed by the United States government or the federal Medicare program, and is not affiliated with any government agency. Michael Smith is a licensed insurance agent; submitting a form or calling the number listed above will direct you to a licensed insurance agent. Enrollment in a plan may be limited to certain times unless you qualify for a Special Enrollment Period. Plan availability, benefits, and costs vary by county and are subject to change. This site provides general Medicare education and is not a complete description of benefits—contact the plan for more information.
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