How do retiree health coverage and Medicare work together?

Retiree coverage may work alongside Medicare, but the right choice depends on how it pays, what it costs, and what you could lose by leaving.
Does Medicare cover dental, vision and hearing?

Original Medicare generally excludes routine dental care, with limited medical exceptions. Vision and hearing coverage also depends on the service and your coverage.
What does the Medicare Extra Help program pay for?

Extra Help addresses prescription costs, while Medicare Savings Programs help with certain other Medicare costs. I explain what to check and when a coverage change deserves a second look.
Where does Medicare Plan N fit in your coverage?

Plan N can fit someone who wants a Supplement and accepts some costs when using care, but the actual premium difference and comfort with those bills matter.
Does Medicare cover dental, vision and hearing?

Medicare generally excludes routine dental care, with limited medical exceptions. Vision and hearing coverage also depends on the service and your coverage.
Does Medicare cover you out of the country?

Original Medicare generally does not cover care abroad. I explain how a Supplement, a Medicare Advantage plan, and travel medical insurance may change your preparation.
Does Medicare cover dental, vision and hearing?

Original Medicare generally excludes routine dental care, with limited medical exceptions. I explain how to weigh dental, vision and hearing needs when comparing coverage.
Do I need Medicare if I’m working past 65?

You may be able to delay Medicare while working past 65, but the answer depends on your employer coverage, who pays first, and whether you contribute to an HSA.
Can you be denied a Medicare Supplement?

A Supplement can turn down an application in some situations. I explain when health protections apply, what changes the answer, and what to check before replacing coverage.
Does Medicare cover dental, vision and hearing?

Medicare generally excludes routine dental care, but limited medical exceptions and benefits offered through a Medicare Advantage plan can change what you pay.
