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Category: Medicare Questions Answered

Plain-English answers to the Medicare questions people actually ask. All articlesState & County Guides

Does Medicare pay for an annual wellness visit : and what does that mean for keeping your doctors?

Does Medicare pay for an annual wellness visit : and what does that mean for keeping your doctors?

Most calls that start with the wellness visit question end up being about networks, timing, and keeping your doctors.

Does Medicare pay for durable medical equipment when you’ve got a chronic condition?

Does Medicare pay for durable medical equipment when you’ve got a chronic condition?

If you’re managing a chronic condition, DME is usually covered under Part B:but the paperwork, suppliers, and plan type change how smooth it feels.

How much does a Medicare prescription drug plan cost (and how people get trapped by the formulary)

How much does a Medicare prescription drug plan cost (and how people get trapped by the formulary)

Part D cost isn’t just the premium:your formulary, pharmacy, and timing can change the whole year.

Does Medicare premium get deducted from Social Security, and what if it doesn’t?

Does Medicare premium get deducted from Social Security, and what if it doesn’t?

Most people have Part B deducted from Social Security, but if you’re not drawing yet (or you’re delaying Part B), billing works differently.

Do Medicare Supplement plans cover international travel : and how Plan G fits

Do Medicare Supplement plans cover international travel : and how Plan G fits

Most Supplements don’t cover routine care abroad, but Plan G can include a limited foreign travel emergency benefit:if you understand the rules.

When should you sign up for Medicare and Medicaid (and what “dual” changes)

When should you sign up for Medicare and Medicaid (and what “dual” changes)

The right timing depends on your Medicare start date, your Medicaid level, and whether you’re trying to avoid a coverage gap.

How long does Medicare cover physical therapy : and what it doesn’t cover in rehab

How long does Medicare cover physical therapy : and what it doesn’t cover in rehab

The answer isn’t just “a number of days” : it depends on where you’re getting therapy and whether Medicare considers it skilled care.

Does Original Medicare have an out-of-pocket maximum? Here’s how it actually works

Does Original Medicare have an out-of-pocket maximum? Here’s how it actually works

Original Medicare doesn’t include an annual out-of-pocket maximum, so I help people decide how they want to cap their risk.

What Happens to Your Medicare Plan When You Move to Another State

What Happens to Your Medicare Plan When You Move to Another State

Original Medicare moves with you across state lines automatically — but your Medicare Advantage plan, Supplement, or Part D plan each behave differently, and knowing which is which before you move matters.

Can I Switch From Regular Medicare to an Advantage Plan?

Can I Switch From Regular Medicare to an Advantage Plan?

Yes, you can switch from regular Medicare to an Advantage plan — the real question is whether the door closes behind you.

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© 2026 Guardian Health & Wealth. All rights reserved. We do not offer every plan available in your area. Currently we represent organizations which offer products in your area. Please contact Medicare.gov, 1-800-MEDICARE (TTY: 1-877-486-2048, available 24/7), or your local State Health Insurance Program (SHIP) to get information on all of your options. Guardian Health & Wealth is an independent national Medicare insurance brokerage working with multiple carriers; the information we provide reflects only the plans available through us in your area. Guardian Health & Wealth is not connected with or endorsed by the United States government or the federal Medicare program, and is not affiliated with any government agency. Michael Smith is a licensed insurance agent; submitting a form or calling the number listed above will direct you to a licensed insurance agent. Enrollment in a plan may be limited to certain times unless you qualify for a Special Enrollment Period. Plan availability, benefits, and costs vary by county and are subject to change. This site provides general Medicare education and is not a complete description of benefits—contact the plan for more information.
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